Bringing the digital experience to the field of personal finance

Briefly in numbers

728,000+ customers

123.7M total assets

2,700+ points of sale

440 employees

Our vision

We foresee a future in which it is common to spend regular monthly income by splitting it between various regular, scheduled payments for goods and services that improve quality of life during the agreed time window.
Some of these payments will be credit repayments. The trick is to make the installments very easy to execute, turning them into a seamless part of everyday life.
As a group, we aim to serve millions of customers and that means that we constantly strive to attract the best talent, implement the latest technology

Tarmo Sild & Allar Niinepuu

Our values

Bringing a transparent finacial solution, while being a responsible corporate citizen

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We bring the competence of e-Estonia to help develop and digitize the financial sector.

We help develop local economy to be more transparent.

We believe money is a means to achieve your goals, not a goal by itself.

We contribute to the social environment of the countries we operate in.

We are a responsible corporate citizen and a solid taxpayer.

Markets

We launched our business operations in Moldova in 2008 and have since become the leading personal finance company in the Balkans.

Albania

We launched our business in 2008 and have become the leading personal finance company in the Balkans.
Bosnia and Herzegovina

We launched our business in 2008 and have become the leading personal finance company in the Balkans.
Bulgaria

We launched our business in 2008 and have become the leading personal finance company in the Balkans.
Moldova

We launched our business in 2008 and have become the leading personal finance company in the Balkans.
North Macedonia

We launched our business in 2008 and have become the leading personal finance company in the Balkans.